No Extra Spending

February 1, 2019Rita

I made a decision last month, well in the last couple of weeks to not spend anything extra. To only buy the things that we need and not all of the things that we want. That is so much easier said than done! As an avid reader there are plenty of books that come out that I would love to buy.  Now, with the new rule, I can’t. So why in the world would I put myself through this?

One is I want to save some money and the other is I want to be more thoughtful in my purchasing. So many times in the past I have made purchases, especially for work related items, only to discover I don’t like or need them. That is such a waste of money! I am not making unnecessary purchases from now until May. I set May as my goal month because I have to make some vacation purchases then to ensure the items arrive in time and I thought it was a good starting month. Anything I think I want or need goes onto a list.

In March, if I still think I want or need it I will reevaluate things and possibly purchase it. The same goes with all of my books. I am adding them to my list and then will purchase them then. I will update y’all in May to let you know how it all went. Like I said earlier, it is much easier said than done. The moment I made the decision to start this I failed at it. So, I went back and set a date to start (today) and then an ending date. Realizing that without those I could easily justify any purchase. I mean I could say I needed the pens that write so prettily when in fact, I have three boxes already.

Biggest Hope

On the top of all of the things I hope to accomplish my biggest hope is that I am able to retrain my brain and impulses. By forcing myself to thin through each purchase decision I am hoping I will make better ones in the long term. I already do that for big purchases, like a new couch, but for some reason the smaller things just scream “Buy me now!” at me. Then I always end up buying them right away. Only to find out that I didn’t need them, don’t use them anymore, or don’t like them at all.

This may fall apart on me and end with me going on a shopping spree to end all shopping sprees. Fingers crossed and lots of prayers that it doesn’t. That God will help me find the willpower and grace to see this through to the end. I am certainly going to need all of the help I can get. Everyday there is new books that just scream…BUY ME!!

DO YOU HAVE SPENDING GOALS FOR 2019? LET ME KNOW IN THE COMMENTS BELOW.

5 Comments

  • ellen beck

    February 2, 2019 at 1:54 am

    I am pretty frugal. In fact I am cheap. I buy needs and was brought up that way out of necessity. I think the biggest thing people need to learn is stop the impulse buying. There are tons of stuff I want and now and again I will splurge but it isnt a whole lot and by the time I decide to do it, the sale is gone so I do not buy it. I am a oddball I think!
    Maybe my goal would be to treat myself just a bit more.

    1. Rita

      February 4, 2019 at 11:30 am

      Impulse buying, especially small items that cost under $30 is my biggest problem. If something costs more than $100 I will wait and plan it to death. I end up with so many little items that sounded great at the time but then I never use. I’m trying to get away from the “I need that” to the “What am I going to really use that for and how often will I use it?”

      You should certainly treat yourself once in a while. It’s nice to have something special once in a while.

  • Dianna

    February 3, 2019 at 7:16 pm

    I grew up in a household where we never had extra money. For the first few years of my marriage, we got into major debt with student loans and household expenses. So, I’ve tried to retrain my brain. We live in a small house, so buying anything means I have to find room for it!

    1. Rita

      February 4, 2019 at 11:27 am

      Retraining my brain I think is going to be the hardest for me. I spent the morning rearranging the living room and going through everything in there. Anything that we weren’t using or needed I got rid off. I’m attempting to reduce the clutter as well as not spending. There are some things I want for the living room but I figure if I want them bad enough, in May when I look at my list they will still be important. If not I won’t bother.

  • Dana

    February 11, 2019 at 10:31 pm

    I’m trying to save more and one way I’m doing that is by spending less.

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